{"id":1554,"date":"2023-09-26T15:25:39","date_gmt":"2023-09-26T07:25:39","guid":{"rendered":"https:\/\/ilmure.com\/?p=1554"},"modified":"2023-09-26T16:37:49","modified_gmt":"2023-09-26T08:37:49","slug":"kesan-diisytiharkan-muflis","status":"publish","type":"post","link":"https:\/\/ilmure.com\/index.php\/penulisan-ikaz\/kesan-diisytiharkan-muflis\/","title":{"rendered":"Kesan Diisytiharkan Muflis"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1554\" class=\"elementor elementor-1554\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b072707 e-flex e-con-boxed e-con e-parent\" data-id=\"2b072707\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84062ee elementor-widget elementor-widget-spacer\" data-id=\"84062ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6562da4 elementor-widget elementor-widget-heading\" data-id=\"6562da4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kesan Diisytiharkan Muflis<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3f1da3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d3f1da3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-569a595c elementor-widget elementor-widget-text-editor\" data-id=\"569a595c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<h4 id=\"1-pegawasan-di-bawah-ketua-pengarah-insolvensi-kpi\" class=\"wp-block-heading\"><strong>1. Pegawasan di bawah Ketua Pengarah Insolvensi (KPI)<\/strong><\/h4>\n<p><\/p>\n<p><\/p>\n<p>Setelah diisytiharkan muflis, individu tersebut akan berada dibawah pengawasan Ketua Pengarah Insolvensi (KPI). KPI akan mentadbir semua asset individu tersebut dan mengendalikannya untuk membayar hutang. Jadi setelah muflis, kesemua aset individu akan diletakkan dibawahan pengendalian KPI. Ini adalah\u00a0<a href=\"https:\/\/www.directlending.com.my\/ms\/blog\/7-cara-untuk-membersihkan-rekod-negatif-ccris-anda\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>cara clear ccris<\/strong><\/a>\u00a0bank anda.<\/p>\n<p>\u00a0<\/p>\n<p><\/p>\n<p><\/p>\n<h4 id=\"2-perjalanan\" class=\"wp-block-heading\"><strong>2. Had Perjalanan\u00a0<\/strong><\/h4>\n<p><\/p>\n<p><\/p>\n<p>Jika anda bankrap, anda tidak akan dibenarkan ke luar negara tanpa kebenaran bertulis dari KPI atau sebelum mendapat kebenaran perintah mahkamah.<\/p>\n<p><\/p>\n<p><\/p>\n<h4 id=\"3-kredit\" class=\"wp-block-heading\"><strong>\u00a0<\/strong><\/h4>\n<h4 id=\"3-kredit\" class=\"wp-block-heading\"><strong>3. Kredit\u00a0<\/strong><\/h4>\n<p><\/p>\n<p><\/p>\n<p>Akaun bank yang sedia ada akan dinyahaktifkan dan individu muflis dilarang daripada melakukan sebarang pengeluaran wang daripada akaun bank yang sedia ada. Selain daripada itu, individu muflis juga tidak dibenarkan untuk membelanjakan lebih dari RM1,000 menggunakan\u00a0kad kredit\u00a0atau dapatkan\u00a0pinjaman lebih dari RM1,000 dari mana-mana pemiutang.<\/p>\n<p>\u00a0<\/p>\n<p><\/p>\n<p><\/p>\n<h4 id=\"4-aset\" class=\"wp-block-heading\"><strong>4. Aset<\/strong><\/h4>\n<p><\/p>\n<p><\/p>\n<p>Selepas diisytihar muflis, kesemua aset milik individu muflis akan dikendalikan oleh KPI. Jadi sebagai contoh, rumah dan kereta milik individu tersebut akan diambil dan diuruskan oleh KPI untk digunakan untuk\u00a0membayar hutang.<\/p>\n<p>\u00a0<\/p>\n<p><\/p>\n<p><\/p>\n<h4 id=\"5-pekerjaan\" class=\"wp-block-heading\"><strong>5. Pekerjaan<\/strong><\/h4>\n<p><\/p>\n<p><\/p>\n<p>Antara pekerjaan yang individu muflis tidak boleh bekerja disebabkan tindakan oleh persatuan profesional atau pihak berkuasa melibatkan peguam, juru ukur, akauntan dan doktor, pengarah syarikat, memiliki perniagaan atau sebahagian daripada pemilik perniagaan.<\/p>\n<p><\/p>\n<p><\/p>\n<p>Selain daripada itu, individu muflis juga tidak boleh dilantik sebagai pengarah syarikat. Individu tersebut tidak boleh\u00a0memiliki perniagaan\u00a0atau menjadi sebahagian daripada pemilik perniagaan. Jadi setelah bankrap, individu tersebut tidak boleh melakukan sebarang perniagaan.<\/p>\n<p>\u00a0<\/p>\n<p><\/p>\n<p><\/p>\n<p><em>Sumber : https:\/\/www.directlending.com.my\/ms\/blog\/muflis-tips-elak-cara-untuk-bebas<\/em><\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kesan Diisytiharkan Muflis 1. Pegawasan di bawah Ketua Pengarah Insolvensi (KPI) Setelah diisytiharkan muflis, individu tersebut akan berada dibawah pengawasan Ketua Pengarah Insolvensi (KPI). KPI akan mentadbir semua asset individu tersebut dan mengendalikannya untuk membayar hutang. Jadi setelah muflis, kesemua aset individu akan diletakkan dibawahan pengendalian KPI. Ini adalah\u00a0cara clear ccris\u00a0bank anda. \u00a0 2. Had [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[11],"tags":[13,12],"class_list":["post-1554","post","type-post","status-publish","format-standard","hentry","category-penulisan-ikaz","tag-kesan-bankrap","tag-kesan-muflis"],"_links":{"self":[{"href":"https:\/\/ilmure.com\/index.php\/wp-json\/wp\/v2\/posts\/1554","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ilmure.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ilmure.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ilmure.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ilmure.com\/index.php\/wp-json\/wp\/v2\/comments?post=1554"}],"version-history":[{"count":14,"href":"https:\/\/ilmure.com\/index.php\/wp-json\/wp\/v2\/posts\/1554\/revisions"}],"predecessor-version":[{"id":1577,"href":"https:\/\/ilmure.com\/index.php\/wp-json\/wp\/v2\/posts\/1554\/revisions\/1577"}],"wp:attachment":[{"href":"https:\/\/ilmure.com\/index.php\/wp-json\/wp\/v2\/media?parent=1554"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ilmure.com\/index.php\/wp-json\/wp\/v2\/categories?post=1554"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ilmure.com\/index.php\/wp-json\/wp\/v2\/tags?post=1554"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}